FIRST, THE PAPERWORK — 30 SECONDS

So we can both
speak freely.

A mutual NDA. It runs both ways — you protect what I show you, I protect everything you tell me. Then straight into it.

1 · What's covered. Anything either of us shares in the session that a reasonable person would treat as private — yours: income, assets, debts, structures, family, anything personal; mine: my method, frameworks and materials. Not covered: what's already public, already lawfully known, independently developed, or required by law.

2 · What we promise. Keep it private, use it only for the session, tell nobody without written permission, and guard it at least as carefully as our own.

3 · Not advice. Nothing in the session or any document from it is financial, investment, tax, legal or accounting advice. I'm not a licensed adviser, tax agent or lawyer and I'm not acting as one. You'll get independent licensed advice before acting, and your decisions stay yours. The session is free, creates no ongoing relationship, no duty of care, and no obligation to buy anything.

4 · You stay anonymous. Always. The session may be recorded so I can improve the method; recordings stay private. If I ever describe it publicly it's anonymous and circumstantial only — an invented name and the shape of the situation. Never your real name, business, location, or anything identifying. Say the word and I won't reference it at all.

5 · Your material back. Ask any time and I'll return or delete everything you've given me, recordings included, within 14 days, and confirm it's done.

6 · General. Three years from today. Neither of us gains any licence or ownership in the other's information. Signed electronically, in counterparts.

Typing your name and continuing counts as your signature. Patrick Dickson has signed the same agreement. A copy goes to your email.

BEFORE WE TALK

Ten minutes,
and we're set.

No documents. No statements. No exact figures. Tap through it on your phone — ranges and rough guesses are genuinely fine. I'm after the shape of your situation, not an audit of it. I do the analysis; you just point me at the right place.

A

The picture

2 MIN

Tap the closest one. Nobody's checking.

Income before tax AUD
Where it comes from
What it costs you to live, monthly
Your home
Super / retirement
Invested anywhere else
Also true tap any
B

What it costs you

3 MIN

How much does each one actually bother you? Tap a number.

C

The worst one

1 MIN
Of everything above — what do you hate most right now?
D

The number

THE BIG ONE
What would need to land in your account every month, without you working, for you to call it done?
Have you ever actually sat down and worked that figure out?

Almost nobody has. That's the single reason this stays stuck for capable people.

E

Three short answers

2 MIN
If nothing changes for five years — what does that cost you? Not in money.
What have you already tried, and what happened?
Is leaving the country on the table?
If it's no or maybe — what's the honest reason?

Any answer is the right one. “No” changes nothing — most of what we'll look at works while you stay exactly where you are.

That's it.

Send it back and I'll have your picture built before we speak — then the whole half hour goes on what to do, not on gathering facts. You'll leave with your number, a map of where your money's stuck, and one move for next week.