Ten minutes,
and we're set.

No documents. No statements. No exact figures. Tap through it on your phone — ranges and rough guesses are genuinely fine. I'm after the shape of your situation, not an audit of it. I do the analysis; you just point me at the right place.

The picture

2 MIN

Tap the closest one. Nobody's checking.

Where it comes from

Salary Business A mix Investments

Your home

Owned outright Mortgaged Renting

Invested anywhere else

Nothing Under 100k 100–500k 500k+

Also true tap any

Other property A company or trust Debt beyond the mortgage

What it costs you

3 MIN

How much does each one actually bother you? Tap a number.

The worst one

1 MIN

Of everything above — what do you hate most right now?

The number

THE BIG ONE

What would need to land in your account every month, without you working, for you to call it done?

Have you ever actually sat down and worked that figure out?

Yes No

Almost nobody has. That's the single reason this stays stuck for capable people.

Three short answers

2 MIN

If nothing changes for five years — what does that cost you? Not in money.

What have you already tried, and what happened?

Is leaving the country on the table?

Yes No Maybe

If it's no or maybe — what's the honest reason?

Wouldn't know how Don't think I could Family / partner Just don't want to

Any answer is the right one. “No” changes nothing — most of what we'll look at works while you stay exactly where you are.

That's it.

Send it back and I'll have your picture built before we speak — then the whole half hour goes on what to do, not on gathering facts. You'll leave with your number, a map of where your money's stuck, and one move for next week.